Health Insurance: Your Shield Against Rising Medical Costs 🛡️
Why Choose Laxmi Insurance & Investment? Your Health Security Experts
In today’s world, health emergencies are unpredictable, and medical costs are escalating rapidly. Health Insurance is not just a convenience; it’s an essential requirement for your family’s financial security.
At Laxmi Insurance & Investment, we ensure that you and your family receive the best possible care without putting pressure on your long-term financial goals.
Founders Dhiren Savla and Nehal Savla leverage their 18 years of expertise to provide strategic health security, not just a policy:
✅ Partnership with STAR Health: We work with STAR Health, known as ‘The Health Insurance Specialist.’ This partnership gives you access to reliable plans with extensive cashless facilities across a vast hospital network.
✅ Personalized Coverage Assessment: We analyze factors like the number of family members, age, health history, and local city medical costs to recommend the perfect sum insured that truly protects you.
✅ MDRT-Certified Advice: As MDRT (USA) members, we provide advice based on global standards, ensuring your health policy has no dangerous coverage gaps.
Key Benefits of a Strong Health Policy
A robust Health Insurance policy protects you in several crucial ways, safeguarding your savings and your health:
Cashless Hospitalization
Eliminates the need for immediate payment during a medical emergency; your insurer settles the bill directly with the hospital.
Covers Pre & Post-Hospitalization
Includes expenses incurred before and after admission, covering doctor fees, diagnostics, and medication costs.
Protection Against Major Illnesses
Provides financial security against high-cost critical illnesses like cancer, kidney failure, or heart attack.
Tax Benefits
Claim Income Tax benefits on premiums paid under Section 80D.
No-Claim Bonus (NCB)
Rewards you for every claim-free year by increasing your total cover amount (Sum Insured) without raising the premium.
OUR FINANCIAL SOLUTIONS
A Personalized Roadmap to Achieve Your Life Goals.
Design a plan to guarantee lifelong income and true financial independence Nehal D Savla] in your golden years.
Mutual Funds & Investments Nehal D Savla] through partners like NJ, focused on long-term growth.
Investment strategies designed to help you fulfill the dream of taking a Car, house & Foreign Vacation.
Structured planning to secure the financial future of your next generation, creating a lasting tax-free inheritance.
Financial roadmaps for Children Higher educational goals and key milestones like Marriage Fund Planning Nehal D Savla].
Comprehensive Life Insurance services to protect your family’s stability in unforeseen circumstances
Specialized investment products ensuring high capital protection and tax-free returns with reliable income.